Retirement Plans That Actually Help You and Your Employees Plan for Retirement.

Give Your Employees Financial Education, and They'll Give You More Productivity

Recent studies* all point to one conclusion that impacts employers like you across the U.S.: The majority of employees worry more about their finances, now more than ever. That stress makes them less productive today, and every day. And that affects your bottom line.

0 %

of American workers say their financial stress has increased since the start of the pandemic

hours of productivity and engagement are lost by each financially-stressed employee each week.

$ 0 B

is lost per week by U.S. employers due to worsening employee financial health.

*Source: https://www.brightplan.com/2021-wellness-barometer-survey

See Our Article in Advisors Magazine

Learn more about what makes Harmonize Financial stand out from the crowd.

Is your company's 401(k) plan ERISA compliant? Harmonize helps you assure every plan meets these 6 requirements for "Baseline Service."

Investment Policy Statement
Organized Plan Compliance File
Provider Benchmarking Every 3 Years
Sending Quarterly Investment Review Reports
Quarterly Educational Pieces
Annual Review / Annual Employee Education

There's Power in Our Partnerships

The Harmonize™ Retirement Planning Program partners with Vanguard®, one of the world’s largest investment management companies. So we can offer you and your employees:

Retirement plans to fit the needs of each individual at every level of your company.
Traditional 401(k), Roth 401(k), Safe Harbor 401(k) or 403(b) plans.
Side-by-side comparisons with your current plans to see if we can help reduce what you pay in fees while adding unbiased, comprehensive financial advice.
Completely neutral investment advice with thousands of investment options to choose from.
Bundled recordkeeping and third-party (TPA) administration to help you manage fiduciary risk.

The Sooner You Start, The Sooner Your Workforce Gets More Productive

The earlier your employees start saving, the more time their money has to grow to help them reach their financial goals. And as they reach their financial goals, they feel more focused and secure. Meanwhile, we take care of the retirement plan details so you can focus on the job of managing your business.

Get Our Free Resource

Getting started is easy. Just give us a few details and we’ll send you our free 401(k) Fiduciary Checklist to help you understand your responsibilities as an employer, so you can meet your fiduciary obligations.

Your Harmonize Team

W. Patrick Harmon, CPA/PFS, CFP ®

Pat Harmon is a Certified Public Accountant, Personal Financial Specialist, and Certified Financial Planner TM practitioner with over 30 years of experience in the financial services industry. In his capacity as an investment advisor representative, he has worked for 2 of the worlds’ largest financial institutions. He currently serves as an investment advisor representative with Harmon Financial Advisors, Inc., which he formed in 2014 as a Registered Investment Advisor. During his years of service Pat has helped individuals and small businesses and their owners design specific solutions to tax planning, financial planning, and retirement planning. With its current partnerships with Vanguard and SEI Private Trust Company, Harmon Financial has the capacity to serve any retirement plan needs of the small business community and its employees.

Pat attended Loyola University in New Orleans, LA, and received his BSBA with an accounting major from Mississippi College. In addition to his work in the financial planning profession, Pat has served positions as CFO and CEO in the private sector. He is currently a member of the American Institute of Certified Public Accountants, Mississippi Society of Certified Public Accountants, and the Financial Planning Association.

Mitchell Clint Brown, CPA

Clint is a Certified Public Accountant affiliated as an investment advisory representative with Harmon Financial Advisors, Inc., a Registered Investment Advisory firm located in Flowood, MS. Prior to joining Harmon Financial Advisors in 2014, Clint held a Series 7 and Series 66 license and worked as an independent advisory representative with HD Vest for 7 years. His 14 years of experience providing financial advice to a variety of clients qualify him to help you and your employees make good financial decisions

Clint received his B.S. and M.B.A from the University of Southern Mississippi. He later completed additional accounting classes from Mississippi College to meet the requirements of the CPA exam.

He is a member of the American Institute of Certified Public Accountants and the Mississippi Society of Certified Public Accountants.

About Harmon Financial Advisors

Harmon Financial Advisors, Inc. is an organization that combines the resources of a global financial institution with the care and commitment of a small firm. We are fee only financial advisors fully capable of offering comprehensive financial planning for all of the important financial elements of your life. We are a Registered Investment Advisor well qualified to provide you with asset management services designed to help minimize exposure to the various aspects of risk to your assets through our association with Vanguard and SEI Private Trust Company.

Our Fiduciary Promise to You

Our firm, Harmon Financial Advisors, Inc. is a Registered Investment Advisor with the Mississippi Secretary of State, and as such is considered a fiduciary, bound to act in the best interest of our clients. Pat Harmon, the firm’s president, is a Certified Public Accountant, Personal Financial Specialist, and a Certified Financial Planner® with over 30 years’ experience in the financial services industry. His professional credentials also bind him as a fiduciary ensuring a commitment to work on behalf of you, the plan sponsor, and your employees in an independent, objective and unbiased manner.

Harmon Financial Advisors, Inc.
10 Canebrake Blvd., Ste 110-10
Flowood, MS 39232

(601)955-7554 – Office
(601)829-2124 – Fax

Harmon Financial Advisors, Inc. is a registered investment adviser in the State of Mississippi. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.

A Retirement Planning Program by Harmon Financial Advisors, Inc.

Retirement Planning | Jackson, MS